Personal Loans

Your signature still has value in our member owned financial institution. A quick flick of your wrist can help you finance that new computer or help your student travel the world through a travel studies program loan
Occasionally, we all have those unexpected expenses. WICU can help with personal loans up to $20,000.00 that you can use for any productive reason.

  • Debt consolidation
  • Home repairs
  • Home decorating
  • Automobile repairs
  • Furniture
  • Tuition
  • School books
  • Study abroad programs
Signature Loans
8.90% UP TO 12 MONTHS
9.90% 13 TO 24 MONTHS
10.90% 25 TO 36 MONTHS
11.90% 37 TO 48 MONTHS
12.90% 49 TO 60 MONTHS
New Employee:
Tide-You-Over Loans
7.50% – UP TO 6 MONTHS- PAYROLL DEDUCTION
Computer Loans
8.00% – UP TO 36 MONTHS + $20.00 Documentation Fee Required For UCC Filing
UCC Secured Loans
8.00% – UP TO 36 MONTHS + $20.00 Documentation Fee Required For UCC Filing
Share Secured Loans
2.00% OVER DIVIDENDS PAID 36 MONTHS OR LESS
2.50% 37 – 48 MONTHS
3.00% 49 – 60 MONTHS

Disability, Credit Life, and Joint Credit Life Insurance available on all loans upon request.

**Rates and Terms subject to change without notice. Rates charged are subject to individual credit worthiness of applicant(s).

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NCUA

Federally insured by NCUA. NCUA is the federal agency that charters and supervises federal credit unions & insures savings in federal & most state-chartered credit unions through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.
Learn more »

Equal Housing Lender

The Office of Fair Housing and Equal Opportunity (FHEO) administers & enforces federal laws and establishes policies that make sure all Americans have equal access to the housing of their choice.
Learn more about FHEO.