Checking Account

Your checking account is the most effective means to a world of financial freedom and the Western Illinois Credit Union Share Draft Account takes that freedom one step further. 24/7 online account access via online banking, debit/ATM functionality, and overdraft protection, are just some of the features of the INTEREST BEARING account.

  • No Monthly Maintenance Fee!
  • No per item fee
  • No minimum required balance, except to earn Dividends 
  • No per check charge
  • You just have to deposit enough money to cover the cost of checks
  • Automatice overdraft from the primary savings account under the same account number, with a small charge of $5.00 per transfer
  • Dividend of .25% APR – .251% APY if you average dailey balance is $500.00 for the month
  • For more information see Fee Schedule
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NCUA

Federally insured by NCUA. NCUA is the federal agency that charters and supervises federal credit unions & insures savings in federal & most state-chartered credit unions through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.
Learn more »

Equal Housing Lender

The Office of Fair Housing and Equal Opportunity (FHEO) administers & enforces federal laws and establishes policies that make sure all Americans have equal access to the housing of their choice.
Learn more about FHEO.